With so many voices in the financial landscape today, it can be difficult to know who to trust. And with real-life goals, you can’t afford to hop on a bandwagon just because everyone is doing it.
“For your financial success, it’s crucial that all investment decisions should hold up to current empirical data, research, studies, and of course, common sense.”
The advisors at Rockwater Wealth Management believe trying to predict the market tops, bottoms or directions is just an exercise in futility.
“We’re not market timers or short-term traders,” says Jed.
Forecasting is completely unreliable; just think about how often forecasts miss the mark in everything from sports, to politics, to the weather.
Financial markets have just as many variables impacting results, and the chance of accurately guessing outcomes and market changes is low.
“That’s why we prefer a disciplined, fact-based approach that takes advantage of academic evidence and historical drivers of return versus emotional decision making,” says Jed. “We believe that the markets are efficient and trust that they will do their jobs over time.”
It’s that mindset that directs Rockwater Wealth Management’s steps and processes: directing all of their time and attention to the things that REALLY matter and the things they can actually control.
“We aren’t investing for the sake of investing,” says Jed. “We know you have questions. We see you, we hear you and we’re here to help.”
Your next best steps
15-minute call Before committing to working together, Rockwater Wealth Management always suggests beginning with a 15-minute phone call, to determine whether your financial needs match their team’s services and expertise.
“After all, you wouldn’t see an orthopedist if you needed heart surgery,” says Jed. “If we currently aren’t a perfect fit, no worries. You’ll walk away with our recommended next best steps, so you’ll know exactly how to proceed.”
Discovery meeting
If Rockwater’s team is a fit for you, they’ll schedule a meeting with you to go over your goals, concerns, and unique financial situation.
It also allows Jed and his team to have a deeper conversation with you and uncover the reasons why you’re investing.
“Everyone has a big WHY behind their investment decisions,” says Jed. “The more we know, the better we can advise you and help you to stay focused on your goals.”
From there, Jed and his team will use your answers to their intake questions, along with documents you’ve supplied, and their understanding of your history, goals and current financial situation to create a free one-page plan.
“Let us help you strategize and create a plan that ensures your prosperous financial future.”
Visit RockwaterWealth.ca to book an initial 15-minute call with Rockwater Wealth Management and get a free, personalized one-page Financial Plan.
TEXT SHELANNE AUGUSTINE | PHOTOS ANDREW FEARMAN | INFOGRAPHICS CARL RICHARDS, BEHAVIOUR GAP
